Homes And Loans
41715 Enterprise Cir N
Ste 206
Temecula, CA 92590
Toll:     (833) 937-3360 
Local:  (951) 404-2040
Fax:    (951) 404-2600 
Schedule Appt.
Available Every Day
 8 a.m. - 8 p.m.


Homes & Loans US, Inc (the "Company" or "We") respects your right to privacy and is committed to safeguarding it by adhering to this policy.
This policy outlines the types of information we may collect from you or that you may provide when you visit this website (our "Website"), as well as our procedures for collecting, using, maintaining, protecting, and disclosing that information.
This policy applies to the following information:
On this Internet site.
In emails, text messages, and other electronic communications between you and this website.
Through mobile and desktop applications that you download from this website and that provide non-browser-based interaction with this website.
When interacting with our advertisements and applications on third-party websites and services, if those advertisements and applications contain links to this policy.
It is not applicable to data collected by:
Company or any third party (including our affiliates and subsidiaries).
Any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website.
Please read this policy carefully to gain an understanding of our policies and practices pertaining to your information and how we will handle it. If you disagree with our policies and procedures, you have the option of not using our website. By using or accessing this website, you consent to this privacy statement. This policy is subject to change at any time. Your continued use of this Website after we make modifications is regarded as acceptance of those modifications; therefore, please review the policy frequently for updates.

Children Younger than 13:

Our website is not intended for users younger than 13 years old.
No one under the age of 13 is permitted to submit personal information to or on the website.
We do not collect personal information from children under 13 years of age.
If you are under the age of thirteen, do not use or provide any information on this website or on or through any of its features/register on the website, make any purchases through the website, use any of the interactive or public comment features of this website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use.
If we discover we have collected or received personal information from a child under the age of 13 without parental consent being verified, we will delete that information.
If you believe we may have information from or about a child under the age of 13, please contact us using the link provided.

How We Collect Information About You and the Information We Collect:

We collect multiple types of information from and about our website's users, including:
By which you may be personally identified, such as your name, postal address, e-mail address, telephone number, or ANY OTHER INFORMATION THE WEBSITE COLLECTS THAT IS DEFINED AS PERSONAL OR PERSONALLY IDENTIFIABLE INFORMATION UNDER AN APPLICABLE LAW ("personal information"); that is about you but does not individually identify you, and/or about your internet connection, the equipment you use to access our Website, and usage details.
We collect the following data:
Directly from you when you supply us with it.
As you navigate through the site, automatically. Usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies may be among the information automatically collected.
From third-party sources, such as our business partners.
The information we collect on or through our website may consist of the following:
The data you submit by filling out forms on our website. This includes information provided when registering to use our website, subscribing to our service, posting material, or requesting

Information Collected by Our Website:

Data submitted via forms on our website, including registration, subscription, posting, or requesting services.
Correspondence records and copies, including email addresses, when you contact us.
Online survey participation requested for research purposes.
Transaction information and order fulfillment data.
Financial information you provide before placing an order.
Search queries you make on our website.
User contributions you submit for publication or display on public areas of the site.
Information gathered using automatic data collection technologies, including browsing patterns, traffic data, location data, communication data, IP address, operating system, and browser type.
Statistical data collected automatically to estimate audience size and usage patterns, personalize services, accelerate searches, and recognize returning visitors.

Technologies for automatic data collection:

Cookies (or browser cookies): small files stored on your computer's hard drive that are issued by our system when you visit our website. You can configure your browser to reject cookies, but this may limit your access to certain sections of the site.
Cookies that use Adobe Flash Player technology: locally stored objects that collect and store information about your preferences and navigation within our website. These cannot be managed using the same settings as browser cookies.
Website Beacons: small electronic files embedded in pages of our website that allow us to count users who have visited those pages or opened an email, and record website statistics.
We may link automatically collected information to personal information collected from other sources or provided by you.

Use of cookies and tracking technologies by third parties:

Third-party content and applications on our website, such as advertisements, may collect information about you through cookies, web beacons, or other tracking technologies.
They may associate this information with your personal information, or collect information about your online activities over time and across websites and online services.
This information may be used to provide you with interest-based (behavioral) advertising and other targeted content.
We have no control over these third-party tracking technologies or their potential uses, and you should contact the provider directly if you have any questions about targeted content.

How we utilize your data:

Introducing you to our website and its contents.
Providing you with the requested information, products, or services.
Providing information regarding our services.
Sending you account/subscription-related notices, including expiration and renewal notices.
Carrying out our contractual obligations and enforcing our contractual rights, including billing and collection.
Informing you of changes to our website or any products or services we offer through it.
Allowing you to interact with our website's interactive features.
Using the information for any other manner we may specify when you submit the information.
Serving any purpose for which it is provided.
Using the information collected from you to display ads to our advertisers' target audiences (with your consent).

Disclosure of your personal data:

We may freely disclose aggregated information about our users and information that does not personally identify any individual.

We may disclose the following types of personal information that we collect or that you provide:

To our affiliates and subsidiaries.
To contractors, service providers, and other third parties we use to support our business who are contractually obligated to keep personal information confidential and use it only for the purposes we disclose it to them for.
In the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of the Company's assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by the Company about our Website users is among the assets transferred.
If you consent to these disclosures, to third parties so they can market their products or services to you. We contractually require these third parties to maintain the confidentiality of personal information and to use it only for the purposes for which it was disclosed.
To accomplish the objective for which you provide it. For instance, if you provide us with an email address in order to use the "email a friend" feature on our website, we will send the contents of that email along with your email address to the intended recipients.
For any other purpose disclosed at the time of data collection.
With your permission.

We may disclose your personal information:

To comply with court orders, laws, or legal processes, including responding to government or regulatory requests.
For enforcing or applying our terms of service and other agreements, including billing and collection.
If we believe disclosure is necessary to protect our, our customers', or others' rights, property, or safety. This may include sharing information with other companies and organizations for fraud prevention and credit risk reduction.

Options regarding the use and disclosure of your information:

You can configure your browser to reject or alert you when cookies are sent, but note that this may make certain parts of our website inaccessible.
Third-party advertisers may provide opt-out options for interest-based advertising on the NAI's website.

Gaining access to and modifying your information:

You can contact us to request access to, corrections to, or deletion of any personal information you have provided.
We reserve the right to deny changes if they would violate laws or legal requirements or cause incorrect information.
User Contributions that are deleted may still be viewable in cached or archived pages or copied by other users.

Your rights to privacy in California

Under Section 1798.83 of the California Civil Code, California residents can request certain information about our disclosure of personal information to third parties for their direct marketing purposes.
To make such a request, California residents can use the Contact Us link on our website.

Data Security

We have implemented precautions to protect your personal information against unauthorized access, use, modification, and disclosure.
The security of your data also depends on you; please keep your password confidential.
We cannot guarantee the security of your personal information transmitted to our website, despite our best efforts. The transmission of personal information is at your own risk.

Alterations to Our Privacy Practices

We will post any updates to our privacy policy on this page.
If we make substantial changes to how we treat user personal information, we will notify users by email and/or a prominent notice on our homepage.
Users are responsible for ensuring we have their current email address and for regularly reviewing our privacy policy.

Contact Info
To ask questions or comment about this privacy policy and our privacy practices, contact via email 
or by calling us toll-free at (833) 937-3360 or locally at (951) 404-2040 during business hours.
Homes And Loans US, Inc is licensed by the California Department. of Real Estate, Real Estate Broker's License (02056571) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1862287. Lender is performing acts for which a license is required. Refer to and input NMLS # 1862287 to see where Homes And Loans US, Inc. is a licensed lender. The principal licensed office of Homes And Loans US, Inc is 41715 Enterprise Cir N, Temecula, CA 92590 branch location 3300 Tully Rd, Suite C6, Modesto, CA 95350 Toll (833)937-3360 Local (951) 404-2040 https://www.HomesAndLoans.US